Mortgage Affordability Calculator

Find out in less than a minute how much you might be eligible to buy!

14.3%
Today's Market Rates
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$3,500 annually
$1,750 annually
FHA 0.55%
Higher Credit
Lower Credit
Lower LTV
Higher LTV
Higher LTVs and lower credit scores = higher PMI rates

Additional Monthly Debts = Only items that report to the 3 credit bureaus. Use minimum payments for credit cards, auto payments, co-signed liabilities, installment loans. Also include IRS installment payments and 401K loan payments. Do not include utilities, auto or health insurance or cell phones.

FHA Front: 46.9%FHA Back: 56.9%
Conservative
Aggressive

Front-end DTI: Housing payment only (P&I + taxes + insurance + PMI + HOA)

Back-end DTI: All monthly debts including housing payment

Though accurate, these calculations do not uncover the additional programs that are available for first time homebuyers, veterans, business owners and more!

Click Below to Find out in minutes what your loan would look like

Loan Amount:
$300,000
Purchase Price:
$350,000
Monthly Taxes:
$292
Monthly PMI:
$125
Monthly P&I:
$1,896
Monthly Insurance:
$146
Total Monthly Housing Liability
$2,459
Total Monthly Liabilities
$2,459
Required Gross Income:
$81,957